TERMS AND CONDITIONS

General

This website (the “Site”) is owned and operated by ELITE LEVEL CONSULTING LLC d/b/a Denis Bilo or Achievers Club (“ELITE LEVEL CONSULTING LLC,” “we,” or “us”). By using the Site, you agree to be bound by these Terms of Service and to use the Site in accordance with these Terms of Service, our Privacy Policy, Acceptable Use Policy, and any additional terms and conditions that may apply to specific sections of the Site or to products and services available through the Site or from ELITE LEVEL CONSULTING LLC.Accessing the Site, in any manner, whether automated or otherwise, constitutes use of the Site and your agreement to be bound by these Terms of Service.We reserve the right to change these Terms of Service or to impose new conditions on use of the Site from time to time. If changes are made, we will post the revised Terms of Service on this website. By continuing to use the Site after we post any such changes, you accept the Terms of Service as modified.

Our Limited License to You

This Site and all the materials available on the Site are the property of ELITE LEVEL CONSULTING LLC and/or our affiliates or licensors and are protected by copyright, trademark, and other intellectual property laws. The Site is provided solely for your personal, non-commercial use. You may not use the Site or the materials available on the Site in a manner that constitutes an infringement of our rights or that has not been explicitly authorized by us. More specifically, unless explicitly authorized in these Terms of Service or by the owner of the materials, you may not:

Modify, copy, reproduce, republish, upload, post, transmit, translate, sell, create derivative works, exploit, or distribute in any manner or medium (including by email or other electronic means) any material from the Site.

You may, however, download and/or print one copy of individual pages of the Site for your personal, non-commercial use, provided that you keep intact all copyright and other proprietary notices.

Your License to Us

By posting or submitting any material (including, without limitation, comments, blog entries, social media postings, photos, and videos) to us via the Site, internet groups, social media platforms, or to any of our staff via email, text, or otherwise, you are representing that:

(i) you are the owner of the material, or you are making your posting or submission with the express consent of the owner of the material; and

(ii) you are thirteen (13) years of age or older. In addition, when you submit, email, text, deliver, or post any material, you are granting ELITE LEVEL CONSULTING LLC, and anyone authorized by us, a royalty-free, perpetual, irrevocable, non-exclusive, unrestricted, worldwide license to use, copy, modify, transmit, sell, exploit, create derivative works from, distribute, and/or publicly perform or display such material, in whole or in part, in any manner or medium, now known or hereafter developed, for any purpose.The foregoing grant includes the right to exploit any proprietary rights in such posting or submission, including, but not limited to, rights under copyright, trademark, service mark, or patent laws of any relevant jurisdiction. Additionally, in connection with the exercise of such rights, you grant us, and anyone authorized by us, the right to identify you as the author of your postings or submissions by name, email address, or screen name, as we deem appropriate. You acknowledge and agree that any contributions originally created by you for ELITE LEVEL CONSULTING LLC shall be deemed a “work made for hire” under Section 101 of the United States Copyright Law, as amended. As such, the copyrights in those works shall belong to ELITE LEVEL CONSULTING LLC from their creation. Consequently, ELITE LEVEL CONSULTING LLC shall be deemed the author and exclusive owner thereof, with the right to exploit any or all of the results and proceeds in any media, now known or hereafter devised, worldwide, in perpetuity, and in all languages, as ELITE LEVEL CONSULTING LLC determines. In the event that any of the results and proceeds of your submissions are not deemed a “work made for hire” under Section 101 of the Copyright Act, you hereby irrevocably assign, convey, and transfer to ELITE LEVEL CONSULTING LLC all proprietary rights, including without limitation, all copyrights and trademarks, worldwide and in perpetuity, in any medium, whether now known or hereafter devised, without additional compensation. Any material that reproduces prior works by you shall be co-owned by us. You acknowledge that ELITE LEVEL CONSULTING LLC has the right but not the obligation to use and display any postings or contributions of any kind and may elect to cease using or displaying such materials (or any portion thereof) at any time for any reason.

Limitations on Linking and Framing

You may establish a hypertext link to the Site, provided that the link does not state or imply any sponsorship, endorsement, or affiliation with your site by ELITE LEVEL CONSULTING LLC or the Site. However, you may not, without our prior written consent, frame or inline link any of the content of the Site, nor may you incorporate into another website or service any of our material, content, or intellectual property.

Disclaimers

Throughout the Site, we may provide links and pointers to websites or online resources maintained by third parties. Such links do not imply an endorsement or sponsorship of the linked sites, or of the information, products, or services offered on or through those sites. Neither we nor our affiliates operate or control any information, products, or services that third parties may provide through the Site or on linked websites.If applicable, any opinions, advice, statements, services, offers, or other information or content expressed or made available by third parties, including content providers, are those of the respective authors or distributors, not ELITE LEVEL CONSULTING LLC. Neither ELITE LEVEL CONSULTING LLC nor any third-party information providers guarantee the accuracy, completeness, or usefulness of any content. Furthermore, ELITE LEVEL CONSULTING LLC neither endorses nor is responsible for the accuracy or reliability of any opinion, advice, or statement made on any of the Sites by anyone other than an authorized representative of ELITE LEVEL CONSULTING LLC while acting in their official capacity.The information, products, and services offered on or through the Site and by ELITE LEVEL CONSULTING LLC, as well as any third-party sites, are provided “as is” and without warranties of any kind, either express or implied. To the fullest extent permissible under applicable law, we disclaim all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose.We do not warrant that the Site or any of its functions will be uninterrupted or error-free, that defects will be corrected, or that any part of the Site, including bulletin boards, or the servers that make it available, are free of viruses or other harmful components. We do not warrant or make any representations regarding the use or results of the use of the Site or materials on the Site or on third-party sites in terms of their correctness, accuracy, timeliness, reliability, or otherwise.

Indemnification

You agree at all times to defend, indemnify, and hold harmless ELITE LEVEL CONSULTING LLC, its affiliates, successors, transferees, assignees, and licensees, and their respective parent and subsidiary companies, agents, associates, officers, directors, shareholders, and employees from and against any and all claims, causes of action, damages, liabilities, costs, and expenses, including legal fees and expenses, arising out of or related to your breach of any obligation, warranty, representation, or covenant set forth in these Terms of Service.

Online Commerce

You represent that you are at least 18 years of age to create an account or make a purchase through the Site. If you are a parent or legal guardian permitting a person who is at least 16 years of age but under 18 years of age to create an account, you must supervise their use of ELITE LEVEL CONSULTING LLC’s services and assume all risks associated with their use of the Site.Certain sections of the Site may allow you to purchase various products and services online, including those provided by third parties. ELITE LEVEL CONSULTING LLC is not responsible for the quality, accuracy, timeliness, reliability, or any other aspect of these third-party products and services. If you make a purchase from a merchant on the Site or a site linked to by the Site, the information obtained during your visit to that merchant’s online store or site, as well as the information you provide during the transaction—such as your credit card number and contact information—may be collected by both the merchant and ELITE LEVEL CONSULTING LLC.Third-party merchants may have privacy and data collection practices different from ours. We have no responsibility or liability for these independent policies. When purchasing products or services on or through the Site, you may also be subject to additional terms and conditions that specifically apply to your purchase or use of such products or services.For more information regarding a merchant, its online store, its privacy policies, or any additional terms and conditions, visit the merchant’s website or contact the merchant directly. By making a purchase through the Site, you release ELITE LEVEL CONSULTING LLC and our affiliates from any damages you incur and agree not to assert any claims against us arising from your purchase or use of products or services offered by third parties through the Site.Your participation, correspondence, or business dealings with any third party found on or through our Site—including payment and delivery of specific goods and services and any other terms, conditions, representations, or warranties associated with such dealings—are solely between you and the third party. You agree that ELITE LEVEL CONSULTING LLC shall not be responsible or liable for any loss, damage, or other matters of any kind incurred as a result of such dealings. You agree to be financially responsible for all purchases made by you or someone acting on your behalf through the Site. You also agree to use the Site and purchase services or products through the Site only for legitimate, non-commercial purposes. Speculative, false, or fraudulent purchases, as well as purchases intended to anticipate demand for a particular product or service, are strictly prohibited. You agree to purchase goods or services only for yourself or for another person for whom you are legally permitted to do so. If making a purchase for a third party that requires submitting their personal information to us or a merchant, you represent that you have obtained the third party’s express consent to provide their personal information.All purchases are for personal use only. Sharing purchases or granting access to others is strictly prohibited and will be considered unauthorized. Such actions constitute an infringing use of our copyrighted material and may subject violators to liability.If payment for a course or service is declined, our system will automatically disable access to premium materials. (This often happens due to expired credit cards.) We aim to restore your access as soon as possible and will make every effort to contact you to resolve the billing issue. Once the issue is resolved, we will restore access to your purchased content or services.

Interactive Features

This Site may include various interactive features such as forums, blogs, chat rooms, email services, and other tools allowing feedback to us, real-time interaction between users, and user-to-user communication. You are solely responsible for the content you post or send through these interactive features, such as bulletin boards, chat rooms, or email services. ELITE LEVEL CONSULTING LLC does not control the messages, information, or files you or others provide through the Site. By using the Site, you agree to the following conditions of use. You must not:

Restrict or inhibit any other user from using and enjoying the Site.Use the Site to impersonate any person or entity or falsely state or misrepresent your affiliation with a person or entity.Interfere with or disrupt servers, networks, or services related to the Site or disobey any rules, policies, or regulations governing the networks used to provide the Site.Encourage or instigate illegal activities, or cause injury or property damage to any person.Gain unauthorized access to the Site, accounts, or networks connected to the Site by hacking, password mining, or other unlawful methods.Attempt to obtain materials or information not intentionally made available through the Site. Post or transmit any unlawful, threatening, abusive, defamatory, obscene, vulgar, or indecent content, including material that violates local, state, national, or international laws. Post or transmit content that infringes the rights of others, including copyright, trademark, privacy, or publicity rights, without obtaining proper permission.Upload or transmit viruses, malware, or other harmful components.Use the Site to exploit, distribute, or transmit information for commercial purposes, or post unauthorized advertisements.Advertise, solicit, or sell products or services, or request donations without explicit written approval from ELITE LEVEL CONSULTING LLC.Collect email addresses or personal information of other users for marketing purposes without consent.

ELITE LEVEL CONSULTING LLC reserves the right to remove or alter any user-generated content at any time for any reason. Users who fail to comply with these terms may lose access to the Site's interactive features.While ELITE LEVEL CONSULTING LLC may host forums, chat rooms, or other community features, any content posted by users represents the opinions of the individual participants and not the opinions of ELITE LEVEL CONSULTING LLC. We disclaim any responsibility for the accuracy, validity, or reliability of third-party content and are not liable for any loss or damage caused by reliance on information obtained from these forums.We do not have an obligation to monitor these interactive features, but we reserve the right to do so at our discretion. ELITE LEVEL CONSULTING LLC retains the right to alter, refuse, or remove any content and disclose any material or related details to comply with applicable laws or protect ourselves, our clients, and our users.

Community Standards

If you participate in an online community as part of our programs, we aim to create a safe and valuable space for all members. We reserve the right to remove any user who fails to adhere to our community standards or detracts from the group’s value.

Registration

To access certain features of the Site, you may be required to register and provide demographic information such as gender, year of birth, zip code, and country. Additional features, such as forums or chat rooms, may require you to register by providing personally identifiable information, such as your name and email address. You agree to provide true, accurate, and complete information during the registration process. If we suspect that the information provided is false, inaccurate, or incomplete, we reserve the right to suspend or terminate your account and deny any current or future access to the Site.

Privacy

The personally identifiable information you provide during the registration process is governed by the terms of our Privacy Policy. Please review our Privacy Policy to understand how we collect, use, and protect your information.

Passwords

To use certain features of the Site, you will need a username and password, which you will receive through the Site’s registration process. You are responsible for maintaining the confidentiality of your password and account and for all activities (whether by you or others) that occur under your password or account. You agree to:

Notify ELITE LEVEL CONSULTING LLC immediately of any unauthorized use of your password or account or any other breach of security.Ensure that you log out of your account at the end of each session.

ELITE LEVEL CONSULTING LLC cannot and will not be liable for any loss or damage arising from your failure to protect your password or account information.

Limitation of Liability

UNDER NO CIRCUMSTANCES, INCLUDING BUT NOT LIMITED TO NEGLIGENCE, SHALL ELITE LEVEL CONSULTING LLC, ITS PARENT COMPANIES, SUBSIDIARIES, OR AFFILIATES BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES THAT RESULT FROM:

THE USE OF OR INABILITY TO USE THE SITE, INCLUDING BUT NOT LIMITED TO OUR MESSAGING, BLOGS, COMMENTS BY OTHERS, EMAILS, PRODUCTS, SERVICES, OR THIRD-PARTY MATERIALS MADE AVAILABLE THROUGH THE SITE OR BY US, EVEN IF ADVISED IN ADVANCE OF THE POSSIBILITY OF SUCH DAMAGES.

(Some states do not allow the exclusion or limitation of certain types of damages, so the above limitation may not apply to you. In such states, our liability is limited to the fullest extent permitted by state law.)You specifically acknowledge and agree that ELITE LEVEL CONSULTING LLC is not liable for any defamatory, offensive, or illegal conduct of any user. If you are dissatisfied with the Site, any materials, products, or services offered through the Site, or any of the Site’s terms and conditions, your sole and exclusive remedy is to discontinue using the Site and the related products, services, and/or materials.

Disclaimer of Advice

ELITE LEVEL CONSULTING LLC is not an investment advisory service, does not provide personalized financial advice, and is not a financial advisor. All materials and information provided are for educational and informational purposes only. The materials provided on the Site and through our products and services:

Are not intended as investment, tax, accounting, or legal advice. Do not constitute an offer or solicitation to buy or sell any securities or financial instruments.Are not endorsements, recommendations, or sponsorships of any company, security, or fund.

You are responsible for consulting with qualified professionals in tax, legal, and financial matters before acting on any information provided by ELITE LEVEL CONSULTING LLC.This Site is continually under development, and ELITE LEVEL CONSULTING LLC makes no warranty, express or implied, regarding its accuracy, completeness, or appropriateness for any purpose.

No Guarantees of Results

You acknowledge and agree that ELITE LEVEL CONSULTING LLC has not made, and does not make, any representation about:

Future income, expenses, sales volume, or potential profitability or success you may achieve through participation in any of our programs or services.

Your success depends entirely on your own efforts, skills, and experience, as well as other factors outside of our control.

Refund Policy

Elite 1:1 Consulting

Refunds are available only for the first payment if requested within the first 72 hours of joining the program. After this initial period, refunds will not be issued. To request a refund, please email us at [email protected]. Ensure your refund request is submitted within seven days of your initial purchase.

Achievers Club Membership

Refunds are available only for the first payment if requested within the first 72 hours of joining the program. After this initial period, refunds will not be issued.Cancellation: You can cancel your membership at any time by emailing [email protected], but cancellations must be requested at least 48 hours before the next billing cycle to avoid being charged. Once a payment is “in transit,” it cannot be refunded.

Termination

ELITE LEVEL CONSULTING LLC reserves the right to cancel or terminate your access to the Site or any part of it at any time without notice. Upon termination, you are no longer authorized to access the parts of the Site affected by such termination.Any restrictions imposed on you regarding materials downloaded from the Site, as well as disclaimers and limitations of liability outlined in these Terms of Service, will survive termination.

Other Terms

Copyright and DMCA Compliance

The Digital Millennium Copyright Act of 1998 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that materials hosted by ELITE LEVEL CONSULTING LLC infringe your copyright, you or your agent may send a notice requesting the removal or blocking of the material.Notices must meet the requirements of the DMCA; see http://www.loc.gov/copyright for details. If you believe a copyright infringement notice has been wrongly filed against you, you may submit a counter-notice as permitted by the DMCA. To submit a notice or counter-notice, please email: [email protected].

Governing Law and Arbitration

These Terms of Service shall be governed by and construed in accordance with the laws of the State of Wyoming, USA. Any disputes arising under these Terms shall be resolved through binding arbitration in Wyoming, USA, in accordance with the rules of the American Arbitration Association (AAA) or similar arbitration body.If any provision of this Agreement is found unlawful, void, or unenforceable, it shall be deemed severable and will not affect the validity and enforceability of the remaining provisions.

Disclaimer of Changes

This policy may be updated or changed at our discretion. If we make any changes, the updates will be posted on this page of our website.If you have any questions or concerns regarding our refund policy, please email us at [email protected].